Why Graduating on Time From College Is Important

College is a really big deal, not just because a person with a college degree will earn twice as much in a lifetime than someone without one. For many students, college is their last educational chance to show they're intelligent, knowledgeable, resourceful people, clever problem solvers, and excellent communicators.

What is the question that prospective employers always ask? "How smart are you?" Maybe not in exactly those words, but it's the basic question on employers' minds. Employers want mature, industrious people who "achieve."

Valentine’s Day Scams Students Must Avoid

In this post, let’s take a look at some of the most common tricks that scammers may make an effort to do during this coming holiday - the Valentine’s Day.

Electronic Credit card Scams. Valentine’s Day greetings are expected with this day and although e-cards or greetings cards sent via internet could be the trend, you want to look out against e-card scams.

An e-card sent by scammer may contain viruses or spyware. A malicious program can install itself inside your computer and copy all of your files and information trapped in your pc system.

Best Tips for Students Pursuing Online Education

If you're presently using a qualification through online education or planning to enroll within an online university, allow me to share best tips about the best way to make the most through your online chance to learn:

1. Selecting a legitimate and accredited online institution. There are several online language learning resources today that provide online distance education programs that aren't licensed or accredited from the government regulatory board on education or even the U.S. Department of Education. You can even look into the Council for College Accreditation (CHEA). Unfortunately, many people were victimised by scammers online that provide fake degrees or diplomas. Needless to say, graduating from unauthorised or unaccredited learning institution is a waste of time. continue reading

Winter 2011-2012 Fashion College Trend Forecast

As winter slowly approaches, fashion school students and fashionistas study up on new, creative ideas for the upcoming season's fashion trends. Luckily for all of the concerned parties above, some trends on the forecast are bold, layered and more expressive than ever. If you're somebody who's interested in attending fashion design college, or you just love to spruce up your wardrobe every season, then read on for some especially sizzling fashion tips to keep your spirit warm this winter.

1. One great coat. A thick warm coat is a necessity as the temperature cools down and it begins to rain, hail and snow. If you want to go out and about in this weather, you must dress in layers to keep your body warm! This season, fashion school students can really make a statement with thick, knitted coats in bright, bold hues. For an urban-chic style, try a well-tailored trench or pea coat in a smart tweed. For a more bohemian look, try an oversized, wool wraparound sweater or poncho. To achieve a preppy but cute look, try a long toggle-coat. read full story

Valentine’s Day : Money Saving Tips for Student

In this article, we present practical, smart strategies for students on Valentines Day:

Take a walk together. When was the last time you’ve taken a soothing walk along with your someone special at the park or perhaps in a place having an amazing view? If you live nearby the beach or near a mountain park, spending Valentine’s Day with just both of you, enjoying each other’s company and the beauty of nature can be a budget-friendly, yet romantic method to celebrate Valentine’s Day.

Financial Tricks for Students on Hearts Day

With this post, we present tips about ways you can get through Valentine’s Day without falling in to the debt trap:

Don’t need to spend. Are you finding that the afternoon will probably be lonely in the event you don’t have money to pay? If you do, it’s about time which you improve your outlook and think about the items you can also enjoy without having to spend a king's ransom.

Don’t enter debt for the sake of celebration. Are you thinking of borrowing money to buy gift to the significant other?

Plan plastic card repayment. If you opt to use your student bank card to get a great gift anyways, you might be free to accomplish that.

Save up for Valentine’s Day. It’s still another month before Valentine’s Day and that’s greater than 1 month to spend less.

Prepare. What would you like to give on your special someone on Valentine’s Day? Read full story

Credit Card For Students - Tips For Making Smart Choices

When searching for a credit card for students there are many considerations to take into account. But before we address those considerations we must first and foremost state that in order to qualify for an unsecured credit card young adults under the age of 21 must either have a qualified cosigner or show proof that they have income.

That is a game changer for a great many and is a provision of the Credit Card Reform Act. Far too many students were getting themselves into financial trouble by not responsibly using the credit that was issued to them. And as far as the issuers go, well, they didn't exactly help the situation with their lax standards for extending credit.

With that said, let's talk about making the right choices. Having credit in college can absolutely be a positive thing on several different levels. Read More

Student Credit Card Tricks for the Martin Luther King Weekend

By Samantha Wilson

Samantha Wilson is a consultant for credit cards for students. For years she has written student credit card reviews articles that would help build student credits.

In america, Americans view the Martin Luther King Jr. day to celebrate lifespan with this patriot and icon. For young people and students, the celebration of Martin Luther King Jr. day can be made much more special by pondering concerning the vision of the man himself. Why don't you start the year 2012 with resolutions inspired by Martin Luther King Jr? Consider the following ideals:

“Human progress is neither automatic nor inevitable. Every step toward the aim of justice requires sacrifice, suffering and struggle; the tireless exertions and passionate concern of dedicated individuals.”

While Martin Luther King Jr. is primarily speaking about the goal of justice, this same ideal can be applied on almost every facet of life- including finances. If you originated in an inadequate family, don’t let your finances dishearten you pursuing your goals. You can improve your finances through effort, beginning with your college studies.

If you find yourself stuck in a very problem like low credit score, usually do not lose heart or become frustrated. DO not try to disregard the problem. Instead, begin their work towards a fix if you take one small step at a time. Minimize your expenditures and save every possible cent it is possible to. Use every cent you'll save to your finances. Apply yourself inside a in their free time job during school breaks and manage your earnings responsibly.

You should read the full story: Student Credit Card Tips for the Martin Luther King Weekend

Related Topics:

• Financial Student Tips on Martin Luther King Day
• Financial Student Strategies on Martin Luther King Day
• Tips on Martin Luther King Day

Financial Student Strategies on Martin Luther King Day

In america, Americans celebrate the Martin Luther King Jr Day to advertise equal rights among people, irrespective of background or race. How can it affect you being a student, particularly if looking at your individual finances? Take into account the tips below:

Take into consideration your future plans. Honoring Martin Luther King day, ponder about your future plans. How can you take advantage out of your college years, if you’re still while attending college? How may you maximize out of your studies if you’re a top school student?

Apply for a Martin Luther King, Jr. scholarship. If you’re planning to enter college soon find out if you are entitled to apply for the Martin Luther King scholarship. Request for a good assessment out of your senior high school teacher to see the options. continue reading

Student Loan Debt and the Culture of Borrowing

The Federal Reserve predicts student loan debt will pass the $1 trillion mark this year. Students are taking out twice as much as they did 10 years ago (even after adjusting for inflation,) and can't pay it back. From politicians to protesters, Americans are offering solutions to this seemingly impossible problem.

But students aren't the only ones with a spending problem. Let's not forget to look at everyone's role model, the biggest borrower of all: the federal government. The United States is already $15 trillion in debt, and Congress may raise the debt ceiling (yet) again so we can spend even more.

Student loans in themselves aren't the problem; they're just a symptom of a larger, deeper one. We live in a culture of borrowing, where people take what they think they deserve and expect someone else to deal with the consequences. Inherent to the word "borrow" is an understanding of repayment - but our culture seems to have forgotten that. Read Full Story

How to Keep the Personal Credit in good condition

Keeping your own credit score who is fit shouldn't you need to be a part of the New Year’s Resolution. It ought to be a consistent regimen which everybody has to follow. With this post, let’s take a closer look with the specific steps that you can do to construct and gaze after a good credit rating.

Monitor your individual credit profile.
Consumers hold the to certainly receive one free report from each major legal action (Experian, Equifax, TransUnion) once annually.

Look closely at your due dates.
Have you considered your payment due dates? It’s essential to pay for all your creditors punctually - whether it’s a credit card, credit, or a utility supplier (cable, internet, electricity, etc).

Don’t borrow greater than what you can afford.
Developing a plastic card brings lots of convenience it involves serious responsibility.

Build up your individual savings. 
See to it which you have enough funds stored for your rainy days This way, you do not need to rely on private or commercial lenders for help in times when finances are tight. Keep Reading

6 Improper habits that could Result in A bad credit score

Not carrying out a monthly budget.
Have you got a written budget plan that you simply follow monthly?

Not living in your means.
Have you been doing splurging or buying expensive things even if it means borrowing against your credit? Are you currently often out partying with friends using only your credit cards to cover your bills?

Missing your work deadlines.
Have you been often late in paying off your plastic card balances? Missing your due date of payment only for starters day can cost you late fees.

Acquiring shop charge cards in order to have a discount.
Do you make application for a shop card simply to have a 10% discount on a $500 valuation on purchase?

Chasing plastic card rewards.
Do you have a treat bank card? If yes, using it to get things may be tempting however, if you’re unsure whether you are able to pay off your full balance or not, it’s far better to skip the acquisition.

Not checking your personal credit history regularly.
Checking your credit score twice per year will be your best way to protect yourself against identity theft. Identity thieves can try and open accounts in your name this means you will take months before you decide to learn that you’ve been a victim of fraud.

Source:6 Improper habits that will Bring about Bad Credit