This guest post comes from J. Money at Budgets are Sexy.
Did you know that the average credit card balance for students is at a record amount of $3,173 right now? And that half of all undergrads have four or more credit cards? That's like one for every year you're actually legally allowed to have a credit card.
That information and the following questions came from my friend Miss Lissy, and parts of my answers were previously published at her university's paper, Wolfprint Online. I hope my answers help you.
Do you think college students should worry about having a credit card?
That's hard to answer without knowing specifically who we're talking about here. Some people are great at managing credit cards and even taking advantage of the perks credit cards offer us, and others should never ever even touch plastic. It all depends on how good (or not) you are at avoiding temptation and behaving yourself. (Kind of like beer in college. Some can party like no other and still get straight A's, and others just fail miserably when they get around the keg.) Read more.....
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