What is the question that prospective employers always ask? "How smart are you?" Maybe not in exactly those words, but it's the basic question on employers' minds. Employers want mature, industrious people who "achieve."
Showing posts with label college student tips. Show all posts
Showing posts with label college student tips. Show all posts
Sunday, January 29, 2012
Why Graduating on Time From College Is Important
What is the question that prospective employers always ask? "How smart are you?" Maybe not in exactly those words, but it's the basic question on employers' minds. Employers want mature, industrious people who "achieve."
Thursday, January 26, 2012
Valentine’s Day Scams Students Must Avoid
In this post, let’s take a look at some of the most common tricks that scammers may make an effort to do during this coming holiday - the Valentine’s Day.
Electronic Credit card Scams. Valentine’s Day greetings are expected with this day and although e-cards or greetings cards sent via internet could be the trend, you want to look out against e-card scams.
An e-card sent by scammer may contain viruses or spyware. A malicious program can install itself inside your computer and copy all of your files and information trapped in your pc system.
Electronic Credit card Scams. Valentine’s Day greetings are expected with this day and although e-cards or greetings cards sent via internet could be the trend, you want to look out against e-card scams.
An e-card sent by scammer may contain viruses or spyware. A malicious program can install itself inside your computer and copy all of your files and information trapped in your pc system.
Sunday, January 22, 2012
Valentine’s Day : Money Saving Tips for Student
In this article, we present practical, smart strategies for students on Valentines Day:
Take a walk together. When was the last time you’ve taken a soothing walk along with your someone special at the park or perhaps in a place having an amazing view? If you live nearby the beach or near a mountain park, spending Valentine’s Day with just both of you, enjoying each other’s company and the beauty of nature can be a budget-friendly, yet romantic method to celebrate Valentine’s Day.
Take a walk together. When was the last time you’ve taken a soothing walk along with your someone special at the park or perhaps in a place having an amazing view? If you live nearby the beach or near a mountain park, spending Valentine’s Day with just both of you, enjoying each other’s company and the beauty of nature can be a budget-friendly, yet romantic method to celebrate Valentine’s Day.
Monday, January 16, 2012
Student Credit Card Tricks for the Martin Luther King Weekend
By Samantha Wilson
“Human progress is neither automatic nor inevitable. Every step toward the aim of justice requires sacrifice, suffering and struggle; the tireless exertions and passionate concern of dedicated individuals.”
While Martin Luther King Jr. is primarily speaking about the goal of justice, this same ideal can be applied on almost every facet of life- including finances. If you originated in an inadequate family, don’t let your finances dishearten you pursuing your goals. You can improve your finances through effort, beginning with your college studies.
If you find yourself stuck in a very problem like low credit score, usually do not lose heart or become frustrated. DO not try to disregard the problem. Instead, begin their work towards a fix if you take one small step at a time. Minimize your expenditures and save every possible cent it is possible to. Use every cent you'll save to your finances. Apply yourself inside a in their free time job during school breaks and manage your earnings responsibly.
You should read the full story: Student Credit Card Tips for the Martin Luther King Weekend
Related Topics:
Samantha Wilson is a consultant for credit cards for students. For years she has written student credit card reviews articles that would help build student credits.In america, Americans view the Martin Luther King Jr. day to celebrate lifespan with this patriot and icon. For young people and students, the celebration of Martin Luther King Jr. day can be made much more special by pondering concerning the vision of the man himself. Why don't you start the year 2012 with resolutions inspired by Martin Luther King Jr? Consider the following ideals:
“Human progress is neither automatic nor inevitable. Every step toward the aim of justice requires sacrifice, suffering and struggle; the tireless exertions and passionate concern of dedicated individuals.”
While Martin Luther King Jr. is primarily speaking about the goal of justice, this same ideal can be applied on almost every facet of life- including finances. If you originated in an inadequate family, don’t let your finances dishearten you pursuing your goals. You can improve your finances through effort, beginning with your college studies.
If you find yourself stuck in a very problem like low credit score, usually do not lose heart or become frustrated. DO not try to disregard the problem. Instead, begin their work towards a fix if you take one small step at a time. Minimize your expenditures and save every possible cent it is possible to. Use every cent you'll save to your finances. Apply yourself inside a in their free time job during school breaks and manage your earnings responsibly.
You should read the full story: Student Credit Card Tips for the Martin Luther King Weekend
Related Topics:
- Financial Student Tips on Martin Luther King Day
- Financial Student Strategies on Martin Luther King Day
- Tips on Martin Luther King Day
Monday, January 9, 2012
Student Loan Debt and the Culture of Borrowing
The Federal Reserve predicts student loan debt will pass the $1 trillion mark this year. Students are taking out twice as much as they did 10 years ago (even after adjusting for inflation,) and can't pay it back. From politicians to protesters, Americans are offering solutions to this seemingly impossible problem.
But students aren't the only ones with a spending problem. Let's not forget to look at everyone's role model, the biggest borrower of all: the federal government. The United States is already $15 trillion in debt, and Congress may raise the debt ceiling (yet) again so we can spend even more.
Student loans in themselves aren't the problem; they're just a symptom of a larger, deeper one. We live in a culture of borrowing, where people take what they think they deserve and expect someone else to deal with the consequences. Inherent to the word "borrow" is an understanding of repayment - but our culture seems to have forgotten that. Read Full Story
But students aren't the only ones with a spending problem. Let's not forget to look at everyone's role model, the biggest borrower of all: the federal government. The United States is already $15 trillion in debt, and Congress may raise the debt ceiling (yet) again so we can spend even more.
Student loans in themselves aren't the problem; they're just a symptom of a larger, deeper one. We live in a culture of borrowing, where people take what they think they deserve and expect someone else to deal with the consequences. Inherent to the word "borrow" is an understanding of repayment - but our culture seems to have forgotten that. Read Full Story
Friday, January 6, 2012
6 Improper habits that could Result in A bad credit score
Not carrying out a monthly budget.
Have you got a written budget plan that you simply follow monthly?
Not living in your means.
Have you been doing splurging or buying expensive things even if it means borrowing against your credit? Are you currently often out partying with friends using only your credit cards to cover your bills?
Missing your work deadlines.
Have you been often late in paying off your plastic card balances? Missing your due date of payment only for starters day can cost you late fees.
Acquiring shop charge cards in order to have a discount.
Do you make application for a shop card simply to have a 10% discount on a $500 valuation on purchase?
Chasing plastic card rewards.
Do you have a treat bank card? If yes, using it to get things may be tempting however, if you’re unsure whether you are able to pay off your full balance or not, it’s far better to skip the acquisition.
Not checking your personal credit history regularly.
Checking your credit score twice per year will be your best way to protect yourself against identity theft. Identity thieves can try and open accounts in your name this means you will take months before you decide to learn that you’ve been a victim of fraud.
Source:6 Improper habits that will Bring about Bad Credit
Have you got a written budget plan that you simply follow monthly?
Not living in your means.
Have you been doing splurging or buying expensive things even if it means borrowing against your credit? Are you currently often out partying with friends using only your credit cards to cover your bills?
Missing your work deadlines.
Have you been often late in paying off your plastic card balances? Missing your due date of payment only for starters day can cost you late fees.
Acquiring shop charge cards in order to have a discount.
Do you make application for a shop card simply to have a 10% discount on a $500 valuation on purchase?
Chasing plastic card rewards.
Do you have a treat bank card? If yes, using it to get things may be tempting however, if you’re unsure whether you are able to pay off your full balance or not, it’s far better to skip the acquisition.
Not checking your personal credit history regularly.
Checking your credit score twice per year will be your best way to protect yourself against identity theft. Identity thieves can try and open accounts in your name this means you will take months before you decide to learn that you’ve been a victim of fraud.
Source:6 Improper habits that will Bring about Bad Credit
Monday, December 26, 2011
New Year’s Resolutions Methods for College students
Perhaps you have finished the list of answers for that Year? Perhaps you have incorporated answers to boost your personal financial situation? Think about the tips below about how you can create and gaze after a good credit score being a pupil.
Try to find the proper students credit card. If you have not however requested trainees bank card, consider getting one out of the year 2012. However, you should be sure that the credit card you select suits your requirements and life-style. Don’t neglect to check the rate of interest along with the remaining portion of the fees from the greeting card. Pick a pupil bank card that studies for the a few main credit reporting agencies to make sure that you are able to establish credit score.
Decrease your financial troubles when relevant. In the event you still need past due credit card balances, it’s about time to pay attention to payment. When you’re creating a awkward time paying down the money you owe, think about asking the aid of your parents or perhaps from your family member who is monetarily capable. You can even obtain a college student charge card along with zero balance exchange fee to help you work on settling the initial harmony you owe with out taking on APR costs. Read Full Story
Try to find the proper students credit card. If you have not however requested trainees bank card, consider getting one out of the year 2012. However, you should be sure that the credit card you select suits your requirements and life-style. Don’t neglect to check the rate of interest along with the remaining portion of the fees from the greeting card. Pick a pupil bank card that studies for the a few main credit reporting agencies to make sure that you are able to establish credit score.
Decrease your financial troubles when relevant. In the event you still need past due credit card balances, it’s about time to pay attention to payment. When you’re creating a awkward time paying down the money you owe, think about asking the aid of your parents or perhaps from your family member who is monetarily capable. You can even obtain a college student charge card along with zero balance exchange fee to help you work on settling the initial harmony you owe with out taking on APR costs. Read Full Story
• Manage Your Student Credit Card This Holiday Season
• Credit Card Guide for Students This Holiday Season
• Should You Get a New Student Credit Card for the New Year?
• Students Start Building Good Credit This New Year
• Financial Brand new Year’s Resolutions Methods for Students
Thursday, December 8, 2011
December 2011′s Best Credit Card Balance Transfer Offers
December may be the time for shopping, but consumers will find that the best credit cards offering 0% balance transfers this month can provide significant long term savings. Many of these credit card offers also come with 0% interest rates on purchases that can reduce the cost of buying holiday gifts on credit.
Presently, the longest 0% APR credit card deals offer 0% interest rates lasting 21 months on both purchases and balance transfers. These credit cards can help consumers who would be racking up debt on high interest credit cards from having to pay a balance transfer fee down the road while saving them money on current balances.
Best 0% APR Credit Cards for Shoppers and Balance Carriers
Citibank presently offers a trio of 0% APR balance transfer credit cards that also offer 0% interest rates on purchases. The longest of these offers are available on the Citi Platinum Select and Citi Diamond Preferred cards. Both cards provide a 0% rate for 21 months. A third card, the Citi Dividend, offers a shorter 15 month 0% APR on balance transfers and purchases, but also provides a $100 cash back bonus to consumers who spend $500 within three months. Read More
Monday, November 28, 2011
8 Hot Green-Collar Jobs for Earth-Conscious Grads
As the world deals with global warming and a growing demand for energy, the green movement has moved beyond a fringe fad to become an international initiative. Green industries and “green-collar” jobs are on the rise as businesses and governments face an increasing pressure to protect the environment. If you’re an eco-minded grad, here are eight of the fastest up-and-coming green jobs, where you’ll be able to earn a paycheck while doing your part to save the planet.
Carbon Trader
Carbon trading, currently active in Europe and Japan, is likely headed to the United States within the next five years. The carbon trading market is currently estimated to be worth a little over $6 billion. As carbon trading expands to the United States and other parts of the world, the market could grow to $500 billion by 2050, according to a Deutsche Bank report. continue reading
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student credit cards instant approval
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About The Author
- Sam Wilson
- Samantha Wilson is a consultant for credit cards for students. For years she has written student credit card articles that would help build student credit.