December may be the time for shopping, but consumers will find that the best credit cards offering 0% balance transfers this month can provide significant long term savings. Many of these credit card offers also come with 0% interest rates on purchases that can reduce the cost of buying holiday gifts on credit.
Presently, the longest 0% APR credit card deals offer 0% interest rates lasting 21 months on both purchases and balance transfers. These credit cards can help consumers who would be racking up debt on high interest credit cards from having to pay a balance transfer fee down the road while saving them money on current balances.
Best 0% APR Credit Cards for Shoppers and Balance Carriers
Citibank presently offers a trio of 0% APR balance transfer credit cards that also offer 0% interest rates on purchases. The longest of these offers are available on the Citi Platinum Select and Citi Diamond Preferred cards. Both cards provide a 0% rate for 21 months. A third card, the Citi Dividend, offers a shorter 15 month 0% APR on balance transfers and purchases, but also provides a $100 cash back bonus to consumers who spend $500 within three months. Read More
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