Credit Card For Students - Tips For Making Smart Choices

When searching for a credit card for students there are many considerations to take into account. But before we address those considerations we must first and foremost state that in order to qualify for an unsecured credit card young adults under the age of 21 must either have a qualified cosigner or show proof that they have income.

That is a game changer for a great many and is a provision of the Credit Card Reform Act. Far too many students were getting themselves into financial trouble by not responsibly using the credit that was issued to them. And as far as the issuers go, well, they didn't exactly help the situation with their lax standards for extending credit.

With that said, let's talk about making the right choices. Having credit in college can absolutely be a positive thing on several different levels. Read More